/* ----- universal settings -----*/
body {
	margin: 0px; 
	padding: 0px 0px 0px 0px; 
	background: url('FILENAME.jpg') center top repeat-x #94B7DB; 
	font-family: arial, san-serif; 
	font-size: 9pt; 
	color: #000;
}

td {font-size: 9pt;}
p {margin: 0px; padding: 0px;}


/* ----- typography/positioning ----- */
.content {padding: 0px 30px 0px 30px;}
.footer, .copyright {font-size: 8pt; color: #000; text-align: center;}
.pad {padding: 0px 5px 0px 30px;}
.pad2 {padding: 0px 20px 0px 20px;}

/* ----- links ----- */
a:link {text-decoration: none; color: #0A325B;}
a:visited {text-decoration: none; color: #134790;}
a:hover {text-decoration: underline; color: #0A325B;}
a:active {text-decoration: none; color: #0A325B;}

.footer a:link, .copyright a:link {text-decoration: none; color: #0A325B;}
.footer a:visited, .copyright a:visited {text-decoration: none; color: #134790;}
.footer a:hover, .copyright a:hover {text-decoration: underline; color: #0A325B;}
.footer a:active, .copyright a:active {text-decoration: none; color: #0A325B;}


/* ----- backgrounds ----- */
.fea {background: url('backfea.jpg') center top no-repeat; padding: 4px 0px 0px 62px;}


/* ----- other stuff ----- */
ul li {
	margin-left: -10px; 
	list-style-image: url('bullet.gif');
}